SMALL BUSINESS LENDING:
We are experienced certiﬁed lending specialist with over 25 years experience in both residential and commercial lending. We have taken that knowledge and experience of successful loan packaging and knowing how to meet underwriters expectations to deliver to you - your desired business loan.
We act as brokers in this process so that we can ﬁnd the perfect fit for you and your business' capital needs and funding goals. Moreover we bring to the table abilities that most brokers cannot. Most broker stop at ﬁlling out the application but we can help with the following:
- Proper entity formation with Operating Agreements and/or By-law preparation and/or consultation
- Payroll Summary Reports, W2(s) and 1099 Misc(s).
- Personal Financial Statement
- Business Financial Statement (P&L, Balance Sheet and Cash Flow Statements)
- Help you to ﬁgure out your Personal Discretionary Income (Budget)
- Business Debt Schedule
- Past & Present Year Business Tax Returns for the Company
- Past & Present Year Personal Tax Returns
- CDFI Funding
When you engage with us to provide these services you are ahead of the curve and the crowd your chances of loan approval is exponentially improved.